How to Arrange Insurance for Domestic Services in Turkey?

Insurance for Domestic Workers Working Less Than 10 Days

Domestic workers who work less than 10 days per month are only insured for occupational accidents and diseases under the additional Article 9 of Law No. 5510. Employers are not required to submit workplace notifications, employment notifications, monthly premium and service documents, or termination notifications for these workers. A general notification is sufficient. Employers must notify the Social Security Institution using the "Application Form for Employing Domestic Workers for Less Than 10 Days." As long as the same worker continues, there is no need to submit a new form. 

The form must be submitted to the Social Security Centers by the end of the first business day following the work month (if the month ends on a weekend or public holiday). Additionally, it is possible to make notifications for those working less than 10 days through the e-Government portal (e-Services).

How Is It Calculated?

If daily cleaners or domestic workers work less than 10 days a month, the employer does not bear all the responsibilities. However, even if these workers work less than 7.5 hours a day, employers must pay a certain amount of occupational accident insurance premium for each day. These days can be spread across different days of the month. Those who apply using the "Application Form for Employing Domestic Workers for Less Than 10 Days" are required to pay a 2% premium for occupational accident and disease insurance. Employers can make these payments through bank branches or online via the e-Government portal.

Finally, workers themselves can contribute extra premiums to increase their retirement benefits.